PDL Claim
Pay-day Loans are controversial, and for good reason. They were expensive, and, in our honest opinion, far too accessible for vulnerable consumers. That is why we help claim compensation for money which was lent where a consumer could never afford to repay it in the first place.
If you want help with a Pay-day Loan Claim, we’re here to help.
We’re here to help…
A lot of consumers struggle with managing their money and many of those seek help from businesses offering Pay-day Loans to help tide them over between paydays if they got an unexpected bill. Unfortunately, though, this is not what a lot of consumers use them for..
A documentary by the BBC called “The Truth About Payday Loans: Young, British and Broke” showed the potential for how damaging Payday Loans could be. Sadly, that damage has materialised with some consumers being saddled with thousands of pounds of debt.
If you are one of those people, we might be able to help you recover compensation.
The quality of your service was excellent Everyone I spoke to were very helpful, they listened to what I had to say and never made me feel awkward. I will recommend you to anyone.
Mr Christie
FAQ’S
How much do you charge?
*Our fee for a successful claim against a mis-sold Pay-Day Loan is based on a tier system, please fee our fees and charges for more information.
How long does a claim take?
We generally expect claims to take between 8 and 12 weeks. This accounts for the time it takes us to gather the information we need to investigate a claim and the time afforded to a business to deal with it.
What happens if my claim isn’t successful?
*All of our claims are completed on a no win, no fee basis. That means, the value of work we complete will be based on the amount of compensation you’re entitled to and not the work we do. This mitigates the risk of you having to pay us anything if your claim isn’t successful and also reflects that if you do not win, we will not get paid.
How were Payday Loans mis-sold?
The cases of mis-selling we see with Pay-Day Loans are not like PPI or Packaged Bank Accounts where consumers weren’t covered by the insurances they had, or didn’t want them. What we tend to look at with Payday Loans is whether or not you were being lent money which you had a realistic prospect of paying back. I.e. could you afford the loan in the first place? For example, if you were dependant on borrowing Payday Loans, you probably couldn’t afford to borrow them and so they shouldn’t have been lent to you.
*Fees may be payable if you cancel outside of the cooling off period at a rate of £80+VAT for each hour spent working on your file and £10+VAT for each individual piece of correspondence. Our Legal Partners may also charge a fee if you cancel your claim once it is referred to them.
Claims we can help with
Vehicle Finance
Vehicle finance claims frequently concern issues such as mis-selling or undisclosed commission. These claims may arise if crucial terms, fees, or incentives have not been fully and clearly disclosed, potentially resulting in unfair costs or unsuitable contractual arrangements.
Plevin PPI Claim
“Plevin” is a Supreme Court judgment which many consumers don’t know about, but it’s one of the most controversial parts of the PPI “scandal”. The cost of PPI was rarely presented properly and many consumers don’t realise they can still get access to money they’re rightfully owed.
Packaged Bank Account claim
Packaged Bank Accounts are not always the product they promise to be. In fact, they present an idea of being the solution to problems you may never have and even if you did have them, they may not give you the peace of mind you really wanted or needed.
Investment claim
Investment are great for putting money to work. But they come with risk and sometimes, consumers invested money with businesses who didn’t take the right steps to explain or understand how a consumer wanted their money to be used. In some case, this resulted in huge losses and that simply
How can we help
It’s important you know we don’t do anything you’re not capable of doing. But, because we’ve been doing it for so long, we’re really good at it and we know precisely the right route for each claim.
Let us handle your claim for you so you can focus on the things that are more important.
Please note: You do not need to use a claims management company to make your complaint to your bank, and if your complaint is not successful you may be able to refer your claim to the Financial Ombudsman or FSCS for free.
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