PBA CLAIM
Packaged Bank Accounts are not always the product they promise to be. In fact, they present an idea of being the solution to problems you may never have and even if you did have them, they may not give you the peace of mind you really wanted or needed.
If you think you might have been mis-sold a Packaged Bank Account, get in touch..
We’re here to help…
Packaged Bank Accounts are like a “all in one” product. For paying a monthly fee, you can get: mobile phone insurance, travel insurance, breakdown cover, preferential overdraft rates and home emergency cover.
Whilst these benefits are useful to some, they are useless to others and offer no value for money. In many cases, consumers had been sold products which they relied on, like travel insurance, only find out later the policy terms didn’t cover them when they needed it.
If you are one of those people, we might be able to help.
The quality of your service was excellent Everyone I spoke to were very helpful, they listened to what I had to say and never made me feel awkward. I will recommend you to anyone.
Mr Christie
FAQ’S
How much do you charge?
*Our fee for a successful claim against a mis-sold Packaged Bank Account is based on a tier system, please fee our fees and charges for more information.
Will claiming affect my relationship with my bank?
Most definitely not. If you were mis-sold your packaged account you should be put back into the situation you would have been in without taking the policy out. This can often mean refunds of thousands! The bank is not allowed to place any ‘black mark’ against you based on the result of any claim. If you are still paying for your packaged account at the point of sale and your claim is successful, the account will be downgraded to a fee free account and any associated benefits become inactive.
What happens if my claim isn’t successful?
*All of our claims are completed on a no win, no fee basis. That means, the value of work we complete will be based on the amount of compensation you’re entitled to and not the work we do. This mitigates the risk of you having to pay us anything if your claim isn’t successful and also reflects that if you do not win, we will not get paid.
How much is my claim worth?
Any offer of compensation a business makes is designed to put you back in the position you would’ve been in had your PBA not been mis-sold. For example, if you your PBA was mis-sold the business responsible would be expected to give you back all the account fees you paid in and pay compensatory interest on top, which would be subjected to income tax, for depriving you of your money.
*Fees may be payable if you cancel outside of the cooling off period at a rate of £80+VAT for each hour spent working on your file and £10+VAT for each individual piece of correspondence. Our Legal Partners may also charge a fee if you cancel your claim once it is referred to them.
Claims we can help with
Vehicle Finance
Vehicle finance claims frequently concern issues such as mis-selling or undisclosed commission. These claims may arise if crucial terms, fees, or incentives have not been fully and clearly disclosed, potentially resulting in unfair costs or unsuitable contractual arrangements.
Plevin PPI Claim
“Plevin” is a Supreme Court judgment which many consumers don’t know about, but it’s one of the most controversial parts of the PPI “scandal”. The cost of PPI was rarely presented properly and many consumers don’t realise they can still get access to money they’re rightfully owed.
Pay Day Loan claim
Pay-day Loans are controversial, and for good reason. They are expensive, and, in our honest opinion, far too accessible for vulnerable consumers. That is why we help claim compensation for money which was lent where a consumer could never afford to repay it in the first place.
Investment claim
Investment are great for putting money to work. But they come with risk and sometimes, consumers invested money with businesses who didn’t take the right steps to explain or understand how a consumer wanted their money to be used. In some case, this resulted in huge losses and that simply
How can we help
It’s important you know we don’t do anything you’re not capable of doing. But, because we’ve been doing it for so long, we’re really good at it and we know precisely the right route for each claim.
Let us handle your claim for you so you can focus on the things that are more important.
Please note: You do not need to use a claims management company to make your complaint to your bank, and if your complaint is not successful you may be able to refer your claim to the Financial Ombudsman or FSCS for free.
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